閱讀理解精選17Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.Recently, two major US student loan lendersCitibank and JPMorgan Chase announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款額),they are reluctant to offer students low-interest loans(貸款) that need a several-year wait for any return of interest.In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 20052006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants(助學金)Their biggest concern is a sudden steep increase in student rent.Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押貸款計劃) have disappeared a direct result of the credit crisis. This has boosted the house rent market.In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.Yet, despite students suffering, the number of this years university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.26According to the passage, banks are unwilling to offer students loans because _.Athe students are poor and sometimes they cant pay off the debtBbanks prefer lending the money to the young professionalsCbanks dont have enough money left at the present timeDthey think college students are not studying hard27The underlined phrase “top up” in Paragraph 3 probably means _.Aput up Bmake upCfill up Dpick up28Which of the following is NOT true according to the passage?AUK college students have to pay more if they want to rent houses.BMore UK students want to further their study in college.CIt is not so easy for US students to loan money now.DCollege students tuition fees have risen greatly.29 It can be inferred that _.Athere are no private student loan lenders in the UKBloans for US college students will be increased next yearCprivate funding falls a little because of higher-interest loans in the USDprivate loans play a very important role in financing US students education30The passage mainly tells us _.Acollege students in the US and UK are faced with their financial crisisBit is the duty of the governments to solve college students financial crisisCprivate student loan is a good way for college students to overcome the difficultiesDfurther education is a good way for college students to survive tough job markets答案及解析2630 CCDDA26答案C解析事實細節(jié)題。文中第二段提到“banks currently have a lack of credit”說明銀行的存款額不足,故C項正確。27答案C解析詞義推測題。文中第三段提到學生們除了得到國家的助學貸款外,也可以通過私人貸款來滿足經(jīng)濟需求,可猜測top up的意思為“給添滿,盛滿”,故fill up正確。28答案D解析事實細節(jié)題。結(jié)合文章內(nèi)容可知A、B、C三項都是正確的,D項的內(nèi)容文章中沒有提及,故選D項。29答案D解析推理判斷題。文中第三段提到很多學生通過私人貸款來滿足自己的經(jīng)濟需求,并且在2005年到2006年間有170億美元用于學生的私人貸款,說明D項是正確的。30答案A解析主旨大意題。通讀全文可知文章主要講述了英美的大學生面臨的經(jīng)濟危機。